The difference isn’t the regulation—it’s how you design, integrate, and operate CDR in your environment.
Eva Consulting works with data holders and data recipients to turn CDR into a secure, reliable and scalable capability that supports real business outcomes, not just regulatory checklists.
Eva Consulting specialises in complex technology change across core banking, data migration and IT strategy. We work with banks, financial institutions, fintechs and growing businesses that need:
Clear architecture and integration guidance
Practical delivery support
Strong alignment between technology and business strategy
Our Consumer Data Rights offering sits at the intersection of regulation, data, integration and customer experience.
Consumer Data Rights give customers the power to safely access and share their data with accredited third parties.
In practice, CDR means:
Standardised, secure APIs for sharing customer and product data
Explicit consent from customers on what data can be shared, with whom, and for what purpose
Clear obligations on data holders to provide access and manage revocation
Opportunities for data recipients to build services using high-quality, regulated data
For data holders, CDR is about exposing data safely.
For data recipients, it’s about consuming that data responsibly and effectively.
For customers, it’s about control, transparency and better services.
For data holders—such as banks, lenders and financial institutions—CDR can deliver benefits well beyond compliance.
Transparent, secure data-sharing signals that you take customer control seriously.
Well-designed consent flows and digital experiences reduce confusion and complaints.
Strong security and governance around CDR reinforces your broader risk posture.
CDR APIs act as a controlled interface for external partners and ecosystems.
You can participate in new value chains (e.g. comparison, aggregation, niche services) with defined rules and boundaries.
Internal teams can build on the same structured data sets and APIs to deliver new digital features.
Aligning core and product data to CDR standards forces clarity on data definitions and ownership.
CDR data mapping and cleansing can drive broader data governance improvements across the organisation.
Better data translates to better analytics, reporting and operational decisions.
CDR requires monitoring, performance management, and incident processes that strengthen your overall integration capability.
Standardised APIs reduce the number of bespoke, hard-to-maintain integrations.
A robust CDR architecture can become a foundation for future regulatory and open finance requirements.
For data recipients—fintechs, lenders, service providers and even other financial institutions—CDR offers a consistent, high-quality data source with clear rules.
Access to customer data via CDR can reduce manual document collection and data entry.
Faster, more accurate onboarding journeys become possible, with fewer errors and rework.
Standardised access to transaction and product data enables more accurate assessments, insights and recommendations.
Data recipients can design services around real behaviour, not rough estimates or incomplete information.
CDR provides a reliable input channel for new ideas: budgeting tools, coaching apps, lending models, and more.
With rules and formats defined, teams can focus on business logic and user experience rather than raw data acquisition.
Working with data holders through CDR allows data recipients to reduce one-off, fragile integrations.
The shared standard becomes a base for longer-term collaboration and co-created offerings.
Eva Consulting helps both data holders and data recipients design and implement CDR capabilities in a way that is secure, practical and aligned with their broader roadmap.
Our CDR services focus on four key areas:
We translate complex CDR regulations and technical standards into actionable designs.
For both data holders and recipients, we provide:
Interpretation of CDR rules and technical standards in your specific context
API design guidance aligned to CDR data models, performance expectations and security requirements
Governance models for versioning, testing and ongoing compliance
Alignment between legal, risk, security, architecture and delivery teams
This reduces ambiguity and rework, and speeds up decision-making.
Most organisations have legacy systems and a mix of platforms that weren’t built with CDR in mind. We design the glue that makes CDR workable.
We help you:
Map core and product system data to CDR schemas
Design and implement data adapters and transformation layers
Choose and configure integration patterns (APIs, middleware, event-driven flows) that balance performance and resilience
Build observability into the integration layer so issues can be detected and resolved quickly
Our background in core banking and large-scale integration means we know how to connect complex systems without destabilising them.
CDR must run as a stable, governed operational capability—not just a “project deliverable”.
Eva Consulting supports you to:
Define support models, runbooks and incident processes specific to CDR
Integrate CDR into your existing service management tools and teams
Establish SLAs, SLOs and key metrics for CDR performance and availability
Ensure security, risk and compliance teams can monitor and report on CDR usage
We focus on minimising operational surprises and ensuring CDR is sustainable over time.
Product data is often spread across multiple systems, with inconsistent structures and definitions. CDR exposes that complexity unless it’s addressed.
We help you:
Catalogue and rationalise product data relevant to CDR
Align product attributes with CDR standards and schemas
Improve data quality, lineage and governance for product data
Prepare for new product constructs that may emerge as CDR and open finance evolve
This not only supports CDR, but also strengthens your overall product and pricing management.
CDR intersects with multiple areas of your technology and transformation agenda. Eva Consulting’s adjacent services reinforce our CDR work.
AI Strategy – CDR data can fuel AI models for personalisation, analytics and risk. We ensure AI use-cases are designed with CDR consent, security and regulatory constraints in mind.
Cloud Consulting – We design cloud architectures that host CDR APIs, integration layers and data services with appropriate scalability, resilience and security.
Core Banking and Data Migration – Our experience modernising and migrating core systems helps us access and map data for CDR safely and accurately.
Digital & Web Development – We design and build digital experiences (web and portals) that surface CDR features to customers and partners in a clear, secure way.
CTO as a Service (CTOaaS) – For organisations without dedicated senior technology leadership, we provide guidance on where CDR fits into the broader roadmap and how to sequence investments.
This integrated view keeps CDR tightly connected to your core systems, digital channels, AI initiatives and cloud strategy.
Consumer Data Rights are reshaping how data holders and data recipients interact with customer data. You can treat it as a compliance burden—or as a chance to build:
Stronger customer trust
Better-quality data and governance
New products and partnerships
A more resilient, future-ready integration landscape
Eva Consulting brings together regulatory understanding, architectural depth and delivery experience to help you realise that opportunity.
Whether you are a data holder preparing for CDR, a data recipient exploring what’s possible, or operating in both roles, Eva Consulting can help you:
Understand your specific CDR obligations and options
Design secure, standards-aligned CDR APIs and integrations
Embed CDR into your operations with clear governance and support
Connect CDR with your AI, cloud, digital and core transformation initiatives
If you’d like to explore how Consumer Data Rights can help your business—not just keep you compliant—contact Eva Consulting via eva-ss.com to schedule a conversation with our team.