Consumer Data Rights give customers the ability to safely access and share their data with accredited third parties. In banking and financial services, this typically includes product, account and transactional data that can be shared via secure APIs under strict consent and security rules.

Beyond regulatory compliance, CDR is a foundation for open banking and future open finance initiatives. Prioritising CDR early helps you:

• Reduce compliance and remediation risk
• Modernise integrations and data flows
• Improve data quality and consistency
• Enable new products and partnerships that rely on secure data sharing

Eva Consulting provides end-to-end support across:

• Interpretation of CDR rules and API specifications
• Design of data adapters and integration patterns
• Security, consent and access control alignment
• Project management and delivery oversight
• Operationalisation, monitoring and handover to internal teams

We work alongside your teams and vendors to deliver practical, secure solutions.

Existing APIs are rarely designed to meet all CDR obligations. CDR requires:

• Alignment with specific data standards and payload structures
• Strong consent, authentication and authorisation controls
• Defined performance, availability and monitoring expectations
• Evidence and auditability for regulators

We help you assess which capabilities can be reused and where targeted changes or new components are required.

We typically support:

• Banks and financial institutions modernising core platforms and meeting CDR obligations
• Lenders and fintechs connecting into CDR ecosystems as data holders or data recipients
• SMEs needing practical guidance and senior technical leadership without building large in-house teams

If your organisation needs to provide or consume regulated data via APIs, we can help.

Security and compliance are embedded from the start. We focus on:

• Secure API design, identity management and access control
• Data minimisation and appropriate data masking where needed
• Alignment with your existing security frameworks and controls
• Operational processes for monitoring, incident management and reporting

Our goal is to reduce risk while enabling your teams to operate CDR capabilities with confidence.

Yes. We regularly join in-flight programmes to:

• Perform architecture and implementation reviews
• Identify gaps or risks relative to CDR rules and standards
• Provide project management support to get delivery back on track
• Help operationalise and stabilise existing CDR capabilities

Most engagements begin with a short assessment that covers:

• Current architecture and data flows
• CDR obligations and target scope
• Gaps, risks and dependencies
• Recommended roadmap and delivery options

From there, we agree on the level of support you need, from advisory and design through to hands-on delivery and operational handover.

You can contact us via our website to schedule an initial conversation. We will discuss your current CDR position, timelines and technology landscape, then propose a tailored approach to help you design, deliver and embed secure, compliant and scalable CDR capabilities.